What you owe when nobody withholds it for you. Self-employment tax, quarterly payments, 1099 forms, deductions, and the deadlines that matter.
New Jersey taxes your freelance profit from 1.4% to 10.75%. That is New Jersey state tax, charged on top of the US federal tax you already owe the IRS. Two rules catch people. A business loss does not shelter your other income. And New York clients do not automatically mean New York tax. What the…
North Carolina taxes your freelance profit at a flat 3.99% in 2026, down from 4.25% in 2025. On $85,000 of net profit a single filer owes about $2,643. That is North Carolina state tax, charged on top of the federal tax you already owe the United States. Nothing here replaces the IRS, and nothing here…
Georgia taxes your freelance profit at a flat 4.99% in 2026. A single filer with $90,000 of net profit owes the state about $3,425. That is Georgia tax, and it sits on top of United States federal tax. The rate has now been cut three years running. If you are working from a number you…
Ohio’s state income tax on $80,000 of freelance profit is usually zero. The Business Income Deduction takes the first $250,000 of business income off your Ohio return, so a sole proprietor under that line owes the state nothing. The bill comes from the other two. Your municipality taxes the same net profit. Your school district…
Illinois taxes your freelance profit at a flat 4.95%. For a sole proprietor that is the entire state story. Form an LLC with a second member and another Illinois tax appears. Personal Property Replacement Tax, 1.5% of the entity’s net income, filed on its own return, credited to nobody. All of that sits on top…
Florida does not tax personal income, and the state constitution is what keeps it that way. A freelancer with $95,000 of profit owes Florida nothing on it. What Florida does want is a filing. An LLC annual report, due May 1, carrying a $400 late charge the day after. This is a state layer on…
Pennsylvania charges a flat 3.07% on your net profit. A freelancer in a typical township owes a local earned income tax on top of it, usually 1%. The real state and local rate is 4.07%, not 3.07%. On $75,000 of profit that is $3,052.50. In Philadelphia the same freelancer pays two city taxes instead, and…
Texas has no personal income tax. A freelancer with $95,000 of profit owes the state nothing on it, and that part of the reputation is accurate. What changes when you form an LLC is not the tax. It is a report due May 15 every year, and missing it can cost you the entity. This…
Washington has no income tax on your freelance profit. It taxes your gross receipts instead, through the business and occupation tax — 1.5% on service work, with no deduction for what it cost you to earn the money. On $90,000 of receipts that is $1,350, the same whether you cleared $60,000 or $5,000. A small…
A self-employed New Yorker can owe four separate taxes to New York, and two of them are not income taxes at all. Every dollar of it sits on top of US federal tax. State income tax starts at 3.90%. New York City adds its own if you live in the five boroughs. The MCTMT switches…